--- title: 泛宇好易貸 description: 泛宇好易貸 --- 泛宇好易貸 ![Brand icon-lending](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/Brand%20icon-lending.png?width=109&height=108&name=Brand%20icon-lending.png) 泛宇好易貸 美國買房現金為王 泛宇好易貸程序簡單，提供有彈性且客製化的貸款計畫！ [ 聯繫泛宇團隊 ](https://hubs.transglobalus.com/contact-us?hsLang=zh) ![01@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/testing-images/01@2x.png?width=240&height=96&name=01@2x.png) 市場上常見的三種貸款計畫 ![intro-img-income@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-income@2x.png?width=960&height=640&name=intro-img-income@2x.png) 查收入貸款 收入穩定 兩年完整報稅紀錄及信用分數良好 兩年居住證明 合法的美國簽證或移民身份 ![intro-img-noincome@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-noincome@2x.png?width=960&height=640&name=intro-img-noincome@2x.png) 不查稅表貸款 可核實的僱傭信 註冊會計師信件 資產證明 DSCR租賃收入 償貸能力 ![intro-img-transeasy@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-transeasy@2x.png?width=960&height=640&name=intro-img-transeasy@2x.png) ★★ 私人借貸 ★★ 無須提供稅表 無需提供存款 無需提供工作證明 最低信用分數：600 投資房屋抵押貸款 泛宇好易貸適用於： ![serve-img-target@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-target@2x.png?width=525&height=350&name=serve-img-target@2x.png) 適用對象 不符合查收入貸款資格 有600分以上的信用分數 需要短期償債能力 房屋翻修轉賣 新移民與外國人身份 急需現金週轉 適用地區 - Approved States - Pending States - Entity Only 　　 Arizona California Colorado Connecticut Florida Georgia Hawaii Illinois Maryland Massachusetts Nevada Oregon Pennsylvania Texas Virginia Washington Louisiana South Carolina New Jersey New York North Carolina ![serve-img-approved@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-approved@2x.png?width=960&height=640&name=serve-img-approved@2x.png) 泛宇好易貸 - 私人借貸 一次擁有7大好處 ![serve-img-process@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-process@2x.png?width=960&height=640&name=serve-img-process@2x.png) 泛宇貸款讓您輕鬆完成貸款手續 在美生活，貸款是一件稀鬆平常的事。但許多人卻因為貸款程序繁瑣而苦惱。泛宇好易貸不同於傳統貸款，讓您輕鬆貸款！ ![Calendar](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Calendar.svg) 最快 10 天放款 ![Clipboard cross](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Clipboard%20cross.svg) 不需提供任何收入證明文件 ![Currency Dollar](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Currency%20Dollar.svg) 每月只需支付利息 泛宇貸款量身打造您的專屬貸款需求 一般銀行貸款流程繁瑣，從背景調查，信用分數要求，到還款能力計畫等，令很多急需貸款者望之卻步。泛宇好易貸了解您的需求，打造您的專屬貸款需求！ ![percent](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/percent.svg) 貸款金額最高可貸6成 ![Home-1](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Home-1.svg) 只需房產作抵押 [ 線上申請 ](https://www.borrowersviewcentral.com/portal/apply3?id=GSI) ![serve-img-requirement@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-requirement@2x.png?width=960&height=640&name=serve-img-requirement@2x.png) ![se-deco8](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/se-deco8.png?width=280&height=114&name=se-deco8.png) 案例分析 傳統銀行貸款繁瑣程序且需工作與銀行存款證明，貸款手續可長達三個月，且限於複雜貸款規則與嚴苛法規。泛宇好易貸程序簡便且不需工作與銀行存款證明， 最快放款審核只需10工作天，有彈性且客製化的貸款計畫。 | 項目 | 傳統借貸 | 私人借貸 | | --- | --- | --- | | 貸款金額 | $500,000 | $500,000 | | 貸款時間 | 30 Years | 1 Year | | 利率 | 7.49% (APR 7.615%) | 8.49% (as of 3/1/2023) | | 月付額 | $3,492.65 (Amortization) | $3,537.50 (Interest only) | | 手續時間 | 30 business days | 10-15 business days | Golden Star, Inc. DBA TransGlobal Lending NMLS# 1437002 All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitments or guarantee from TransGlobal Lending to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. Golden Star, Inc. d.b.a. TransGlobal Lending is a licensed broker by the California Department of Real Estate with NMLS Endorsement. Lender fee will be applied.NMLS# 1437002 | CA DRE# 1911407 客戶推薦 貸款程序: 快速簡便! ![Clipboard list](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Clipboard%20list.svg) 步驟1 繳交申請文件 ![Document text](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Document%20text.svg) 步驟2 房產估價報告 ![Clipboard check](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Clipboard%20check.svg) 步驟3 放款核准 ![Cash](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Cash.svg) 步驟4 放款 [ 聯絡我們 ](https://hubs.transglobalus.com/contact-us?hsLang=zh) 注意事項 申請資料清單 貸款申請表格 駕照/護照複印件 銀行對帳單 公司行號申請文件 – 公司註冊證書 公司行號申請文件 – 經營合同/ 公司章程 現今租約 ![note-img-faqs@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/note-img-faqs@2x.png?width=960&height=640&name=note-img-faqs@2x.png)