TransEasy Loan

Power of a cash offer
TransGlobal offers a streamlined loan process and provides flexible and customized loan programs!

3 Main Types of Mortgage Loan Programs in the Market

Full Documentation Loan
Stabilized income
2 years credit history with min credit score
2 years residency
Legal US visa or immigration status

Stated or Alternative Income
Verifiable Employment with Employer letter
Self Employment with CPA letter and P&L
Asset Base
DSCR-Rental Income
No doc with US residency and good credit

★★ Private Lending ★★
No tax return
No verification of deposit
No verification of employment
Minimum credit score: 600
Asset-based loan
Target group:

People who...
Don’t qualify for a stated income loan
Have a credit score above 600
Needs short-term liquidity
Flip properties
New immigrants or foreign nationals
Want to make a cash offer equivalent
Approved States
- Approved States
- Pending States
- Entity Only
Arizona
California
Colorado
Connecticut
Florida
Georgia
Hawaii
Illinois
Maryland
Massachusetts
Nevada
Oregon
Pennsylvania
Texas
Virginia
Washington
Louisiana
South Carolina
New Jersey
New York
North Carolina

TransEasy Loan - Private Lending
Enjoy seven major benefits all at once

Easy Loan application process
In the US, getting a loan is a common. However, many people struggle with the complex loan application process. Pan-Universe Easy Loan is different from traditional loans, making it effortless for you to obtain a loan!
Fund in 10 business days
No requirement for employment or income verification
Interest-only monthly payments
TransEasy Loan tailors your loan to meet your specific borrowing needs
Traditional bank loan processes can be cumbersome, involving background checks, credit score requirements, and repayment capacity assessments, which can discourage many borrowers in need of urgent funds. TransEasy Loan understands your needs and creates a personalized loan solution just for you!
Loan amount up to 60% of the value
Property as collateral


Case analysis
Traditional bank loan processes can be lengthy, requiring extensive paperwork, employment verification, and bank statements. The loan procedure can take up to three months, and borrowers are subject to complex loan regulations and strict compliance requirements. In contrast, TransEasy Loan offers a simplified process that does not require employment verification or bank statements. Loan approval in as fast as 10 business days, with flexible and customized loan programs.
Scenario | Stated Income | Private Lending |
---|---|---|
Loan amount | $500,000 | $500,000 |
Loan term | 30 Years | 1 Year |
Interest rate | 7.49% (APR 7.615%) | 8.49% (as of 3/1/2023) |
Monthly payment | $3,492.65 (Amortization) | $3,537.50 (Interest only) |
Processing time | 30 business days | 10-15 business days |
Golden Star, Inc. DBA TransGlobal Lending NMLS# 1437002 All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitments or guarantee from TransGlobal Lending to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. Golden Star, Inc. d.b.a. TransGlobal Lending is a licensed broker by the California Department of Real Estate with NMLS Endorsement. Lender fee will be applied.NMLS# 1437002 | CA DRE# 1911407
Testimonial
Procedure: fast & easy !
Step 1
Submit application
Step 2
Get appraisal value
Step 3
Final approval
Step 4
Funding
Please check from below...
Initial Docs Checklist
Loan application package
Copy of photo ID/Passport
Bank statement
LLC/Corporation documents - Registration certificate
LLC/Corporation Documents - Articles of Organization / Operating Agreement
Current Rental (Lease) Agreement
