--- title: TransGlobal Private Lending description: TransGlobal Private Lending --- TransEasy Loan ![Brand icon-lending](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/Brand%20icon-lending.png?width=109&height=108&name=Brand%20icon-lending.png) TransEasy Loan Power of a cash offer TransGlobal offers a streamlined loan process and provides flexible and customized loan programs! [ Contact Us ](https://hubs.transglobalus.com/en/contact-us?hsLang=en) ![01@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/testing-images/01@2x.png?width=240&height=96&name=01@2x.png) 3 Main Types of Mortgage Loan Programs in the Market ![intro-img-income@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-income@2x.png?width=960&height=640&name=intro-img-income@2x.png) Full Documentation Loan Stabilized income 2 years credit history with min credit score 2 years residency Legal US visa or immigration status ![intro-img-noincome@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-noincome@2x.png?width=960&height=640&name=intro-img-noincome@2x.png) Stated or Alternative Income Verifiable Employment with Employer letter Self Employment with CPA letter and P&L Asset Base DSCR-Rental Income No doc with US residency and good credit ![intro-img-transeasy@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/intro-img-transeasy@2x.png?width=960&height=640&name=intro-img-transeasy@2x.png) ★★ Private Lending ★★ No tax return No verification of deposit No verification of employment Minimum credit score: 600 Asset-based loan Target group: ![serve-img-target@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-target@2x.png?width=525&height=350&name=serve-img-target@2x.png) People who... Don’t qualify for a stated income loan Have a credit score above 600 Needs short-term liquidity Flip properties New immigrants or foreign nationals Want to make a cash offer equivalent Approved States - Approved States - Pending States - Entity Only 　　 Arizona California Colorado Connecticut Florida Georgia Hawaii Illinois Maryland Massachusetts Nevada Oregon Pennsylvania Texas Virginia Washington Louisiana South Carolina New Jersey New York North Carolina ![serve-img-approved@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-approved@2x.png?width=960&height=640&name=serve-img-approved@2x.png) TransEasy Loan - Private Lending Enjoy seven major benefits all at once ![serve-img-process@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-process@2x.png?width=960&height=640&name=serve-img-process@2x.png) Easy Loan application process In the US, getting a loan is a common. However, many people struggle with the complex loan application process. Pan-Universe Easy Loan is different from traditional loans, making it effortless for you to obtain a loan! ![Calendar](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Calendar.svg) Fund in 10 business days ![Clipboard cross](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Clipboard%20cross.svg) No requirement for employment or income verification ![Currency Dollar](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Currency%20Dollar.svg) Interest-only monthly payments TransEasy Loan tailors your loan to meet your specific borrowing needs Traditional bank loan processes can be cumbersome, involving background checks, credit score requirements, and repayment capacity assessments, which can discourage many borrowers in need of urgent funds. TransEasy Loan understands your needs and creates a personalized loan solution just for you! ![percent](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/percent.svg) Loan amount up to 60% of the value ![Home-1](https://hubs.transglobalus.com/hubfs/Development%20Resource/Main/Service/Hubspot/Service-pages-image/icon/Home-1.svg) Property as collateral [ Online application ](https://www.borrowersviewcentral.com/portal/apply3?id=GSI) ![serve-img-requirement@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/serve-img-requirement@2x.png?width=960&height=640&name=serve-img-requirement@2x.png) ![se-deco8](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/se-deco8.png?width=280&height=114&name=se-deco8.png) Case analysis Traditional bank loan processes can be lengthy, requiring extensive paperwork, employment verification, and bank statements. The loan procedure can take up to three months, and borrowers are subject to complex loan regulations and strict compliance requirements. In contrast, TransEasy Loan offers a simplified process that does not require employment verification or bank statements. Loan approval in as fast as 10 business days, with flexible and customized loan programs. | Scenario | Stated Income | Private Lending | | --- | --- | --- | | Loan amount | $500,000 | $500,000 | | Loan term | 30 Years | 1 Year | | Interest rate | 7.49% (APR 7.615%) | 8.49% (as of 3/1/2023) | | Monthly payment | $3,492.65 (Amortization) | $3,537.50 (Interest only) | | Processing time | 30 business days | 10-15 business days | Golden Star, Inc. DBA TransGlobal Lending NMLS# 1437002 All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitments or guarantee from TransGlobal Lending to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. Golden Star, Inc. d.b.a. TransGlobal Lending is a licensed broker by the California Department of Real Estate with NMLS Endorsement. Lender fee will be applied.NMLS# 1437002 | CA DRE# 1911407 Testimonial Procedure: fast & easy ! ![Clipboard list](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Clipboard%20list.svg) Step 1 Submit application ![Document text](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Document%20text.svg) Step 2 Get appraisal value ![Clipboard check](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Clipboard%20check.svg) Step 3 Final approval ![Cash](https://hubs.transglobalus.com/hubfs/Development%20Resource/Service-pages-image/icon/Cash.svg) Step 4 Funding [ Contact Us ](https://hubs.transglobalus.com/en/contact-us?hsLang=en) Please check from below... Initial Docs Checklist Loan application package Copy of photo ID/Passport Bank statement LLC/Corporation documents - Registration certificate LLC/Corporation Documents - Articles of Organization / Operating Agreement Current Rental (Lease) Agreement ![note-img-faqs@2x](https://hubs.transglobalus.com/hs-fs/hubfs/Development%20Resource/Service-pages-image/note-img-faqs@2x.png?width=960&height=640&name=note-img-faqs@2x.png)